15 Apr Pay day loan refunds – do credit ratings matter?
If you're seeking a quick payday loan refund, your personal credit record is usually essential additionally the Financial Ombudsman will usually request a content from it.
Current difficulties with credit such as for instance belated or missed payments, defaults or CCJs and high degrees of other debts need to have shown a payday lender that you had been in big trouble.
You could get a reimbursement by having a credit record that is good! Quite often individuals carried on borrowing for month after month through the lender that is same these people were afraid to harm their credit history.