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'Shortchanged': Preying on Low-Income People In America. Really the prices for the Mafia are now actually better.

Pay day loans, pawn stores, and check-cashing services provide low-income earners money that is easy high interest levels. Madeleine Brand talks with Howard Karger, writer of Shortchanged: Life and Debt when you look at the Fringe Economy , a scholarly research of predatory lending as well as its practitioners and clients.

MADELEINE BRAND, host:

This might be TO DAY day. I Am Madeleine Brand.

Imagine, if you may, a multibillion-dollar industry reaping revenue by offering absolutely absolutely nothing. In his brand new book "Shortchanged," Howard Karger papers the dark part into the US economy, companies that fee excessive costs and give loans whose terms in many cases are impractical to fulfill.