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FCA payday loan caps: Your FAQs answered
Compiled by Dan Base, Financial Information Author

What is the worst pay day loan horror tale you have have you ever heard? New FCA guidelines will limit just just what they cost, hopefully placing a final end towards the worst situations. We examine the plans and what they'll suggest if you wish to borrow.

Today the Financial Conduct Authority (FCA) confirmed some tough brand brand new guidelines when it comes to pay day loan industry which will activate at the beginning of 2015.

The FCA have actually stated: "for many regarding the borrowers that do spend back once again their loans on time, the limit on costs and charges represents significant defenses."